Non-Owner Occupied SFR Refi

A repeat borrower came to Rubicon for a $600K loan on property located in the very leafy and desirable neighborhood of Upper Happy Valley in Lafayette.  This non-owner occupied single family residence has 5 bedrooms and 4 baths with over 3,000 square feet on over 1/2 acre of land. With a Loan to value of 30%, this refinance will go towards other business purposes. RMF holds 1st DOT and loan is for 12 months.


Richmond Family Transfer

After a family inheritance of a free-and-clear multi-unit property to 3 siblings, 1 of the siblings wanted to be paid out leaving 2 brothers on title. They came to Rubicon for a $300,000 loan for this Family Trust Buy-out. The 5,000 square foot lot hosts a 2-story, 4-plex – each with 2 bedrooms and 1 bath and a parking spot – residential building with active renters. Loan period is for 1 year and the LTV is less than 50%. Rubicon holds the 1st Deed of Trust.


Refi in Emeryville (across street from Pixar Studios)

Prime location in Emeryville! Borrower owns a very flexible Office/Commercial Condo a stone’s throw from entry gates to Pixar (Disney) Studios. She came to Rubicon Mortgage Fund requesting a $500,000 loan for a refinance/cash-out for Tenant Improvements. The space contains 14,000 square feet, the Loan to Value is under 30%, RMF holds 1st DOT and the term is for 2 years.

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Mobile Home Park Refi

A mobile home park with 41 unit spaces on 4.5 acres was the focus of this refinance. Borrower came to RMF and needed $700,000 to complete refi for park in Oroville, CA. Term is 4 years, LTV is 50% and Rubicon holds 1st Deed of Trust.


Property Improvement in Santa Cruz

Rubicon funded a $3.1 Million loan to a borrower/owner of a close to 21,000 Square Foot Multi-Tenant building on a leafy downtown street in Santa Cruz. Loan is intended for property improvements on this 34-unit Office Building that also houses a Top-10 Reviewed Italian Restaurant on Yelp. Rubicon’s loan to value is 63%, loan term is 2 years and RMF holds the First Deed of Trust.


Short-term Bridge Loan in Palo Alto

Rubicon funded a $1.5M bridge loan on a Single Family Residence located in Old Palo Alto. This area is one of the most esteemed enclaves in the leafy, walkable neighborhoods close to Stanford University and is one of the most desirable areas in Silicon Valley. Rubicon’s loan is for 11 months, has a loan-to-value of under 30% and RMF holds the 1st Deed of Trust.


Multi-Family Dwelling Purchase in Castro Valley

Rubicon closed this loan 1 day earlier than contractual close! Three Non-Owner Occupied Single Family Residences are located on 1 parcel. Borrower requested $600,000 from Rubicon to complete this Investment Acquisition. Property dwellings contain 9 bedrooms, 6 bathrooms and is approximately 5,850 Square Feet combined. Loan to Cost is under 50%, loan term is 1 year and RMF holds the 1st Deed of Trust.

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Tracy Refinance

An existing debt refinance was the purpose of this $850,000 loan for Rubicon. This Commercial Retail building has approximately 5,600 square feet and is on 1.30 acre lot. Located in a prime location with high visibility from freeway. This is the heart of Tracy with the most through traffic. Loan term is for 1 year, LTV is 60% and RMF holds the 1st Deed of Trust.

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San Francisco Cash Out Refi

A Family Trust Settlement was at the core of this loan. Borrowers came to Rubicon with a loan request of $600,000 for the purpose of a Cash-out Refinance to Fund the Trust’s Final Distribution to the Beneficiaries. The property is a 2 bedroom, 1 bath non-owner occupied Single Family Residence in the Glen Park Neighborhood of San Francisco. Rubicon’s loan to value is 60%, term of loan is 6 months and Rubicon holds the 1st Deed of Trust.

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Investment Purchase in Fremont

A Mixed-Use property was the source for this $1,550,000 loan funded by Rubicon. Borrower saw great investment opportunity as the two buildings on lot can be retail, office and/or warehouse. This flexible space is located on highly trafficked Fremont Blvd., in the heart of Fremont, CA. Lot size is close to 37,000 Square Feet. One year loan at a loan to cost of 52%. Rubicon holds the 1st Deed of Trust.

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Non-Owner Occupied Investment Purchase in Moraga

Rubicon Mortgage Fund funded a $950,000 loan for a Single Family Residence in the spectacular Acalanes School District. This combined loan-to-value was under 50% and was cross collateralized with 3 condominiums in Walnut Creek, CA. Rubicon holds the 1st Deed of Trust on all 4 properties. This incredible investment in Moraga is a non-owner occupied townhouse containing 3 bedrooms/ 3.5 baths, is completely remodeled, and has 2,000 square feet of living space with 2 private garden patios conveniently located on a cul-de-sac within walking distance of Moraga Country Club. The club has an 18-hole golf course, swimming, tennis and a completely remodeled club house with dining facilities. Term of loan is 1 year.

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Refinance in Vallejo, CA

A gas station with a food mart and smog check shop was in need of a existing debt refinance. Borrowers came to Rubicon for a 6 month, $560,000 loan which RMF fulfilled. Commercial building is 1,500 square feet on a lot size nearly 13,000 square feet. Located on a busy intersection in Vallejo, station houses 6 pumps. Rubicon’s loan to value is 60% and 1st Deed of Trust.