Investing in Commercial Real Estate

Rubicon Mortgage Fund, LLC provides a convenient way for individuals to invest in a diversified pool of real estate loans, giving investors the advantage of instant diversification and the security of loans collateralized by real property.  Rubicon specializes in short-term secured loans, focused on creating a consistent return to its investors. The management of the Rubicon Mortgage Fund strives for absolute transparency with regards to all operations and investments. From the inception, the Fund has been audited on an annual basis.

As an investor in the Fund, you will gain a proportionate interest in all of the loans in the Fund’s portfolio. All loans will be secured by a first deed of trust (with few exceptions for subordinating debt).

Interest payments are distributed to investors each month. As an investor you may choose to receive a monthly distribution check or reinvest your monthly distribution.

All loans are underwritten by Rubicon Realty Advisors, Inc. (the Fund’s manager) and are made pursuant to a strict set of guidelines as established in the Fund’s Private Placement Memorandum.

The Fund will secure loans on most types of commercial property including: Apartments, Industrial, Retail, Office, Mini Storage and Land.

Eligible investors include individuals, individual retirement accounts (IRA), Keogh plans, trusts and other entities owned by accredited investors. Minimum investment is $100,000.

Unlike traditional mortgage pool funds, the Fund is structured so that all revenue generated from making and servicing a diversified pool of real estate loans is received by the Fund, eliminating potential conflicts of interest between the Fund and its manager.

Fund investors participate on all fees and interest created by all loans.

All fund loans are made pursuant to the Department of Corporations California Finance Lenders License.

The Fund has always been audited on an annual basis by Armanino, LLP, an outside independent auditing firm specializing in mortgage pool funds.
View our 2018 Audit listed on the top right under Financial Audits.

ACCREDITED INVESTORS ONLY

Rubicon Mortgage Fund only accepts accredited investors to be members of the Fund. For an individual to be considered an accredited investor, he or she must have a net worth of at least $1 million US dollars, not including the value of one’s primary residence or have income of at least $200,000 each year for the last two years (or $300,000 together with his or her spouse if married) and have the expectation to make the same amount this year. IRA’s, Keogh plans, trusts and other entities owned by accredited investors are also eligible. We will require a letter from a CPA, attorney, or licensed financial planner stating that the investor meets these requirements.

Download our Investor Questionnaire and other forms.

Contact us to request additional information.

INVESTOR TESTIMONIALS

“I have been an investor in Rubicon Mortgage Fund since its inception and have been very pleased with my overall return but perhaps just as important, I have been impressed with the transparency they have had relative to their loan performance, return expectations and investor communications.” 
— JM

FREQUENTLY ASKED QUESTIONS

Via mortgage brokers, direct borrowers, banks, attorneys, developers.

Most types of real properties located in the state of California. This includes industrial, retail, office, multi-family, single family residential, land, gas stations, hospitality, and we would consider others.
Our loans are primarily located in the San Francisco Bay Area but we will consider properties throughout California.

Commonly, no one loan will represent more than 15% of The Fund, and currently The Fund has a diversified pool of real estate loans (over 100).

Yes. All investors must be classified as “accredited investors” before being accepted into The Fund.

The principals perform the underwriting and the due diligence on all of the loans. We use all methods of gathering information from the Internet to commercial brokers and appraisals. We research all aspects of our collateral, as well as the immediate sub-market where the property is located. We physically inspect every property we lend on, no matter where it is located.
The cash balance of the Fund ranges between 2% and 10% depending on whether we just funded a loan or received new investment funds.
No; but Rubicon does have a line of credit it uses as a warehouse line.
Yes, investors can choose to either get monthly distribution or to reinvest each month.
FINANCIAL AUDITS
PAST AUDITS
Play Video

Investor Walkthrough Video:
How to fill out Investor Questionnaire and Subscription Agreement.

Contact us to request additional information. or please use this
Investor Inquiry Form.

RUBICON MORTGAGE FUND
INVESTOR GROWTH CHART *
JANUARY 1, 2011 – PRESENT

* This is an actual Rubicon Mortgage Fund, LLC account. This investment has been compounded without monthly withdrawals. This table represents past returns and does not guaranty future returns.

“How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.”
– Robert G. Allen

(925) 283-8919
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